Data Scientist (Credit Risk Analytics)

  • Prosper is seeking a Data Scientist for the Data Science team under our Credit Risk Analytics vertical
  • You will become a core contributor with machine learning expertise on the credit risk team and deliver results that directly impact our business
  • Build industry-leading machine learning models for managing credit and fraud risks
  • Leverage complex data sources (e.g., credit bureau reports, customer-supplied information) at scale to develop credit and fraud strategies to improve the credit performance and optimize risk decisions
  • Collaborate with engineers to deploy your models into a production environment
  • Propose and execute solutions to various problems within business constraints
  • Use responsible AI technique following regulatory requirements and lending best practices
  • Help the team with developing tools and workflow solutions to increase data science productivity
  • Actively monitor the credit risk models in production
  • Extract the most value out of data to significantly impact our key business metrics
  • Assess the potential usefulness and validity of machine learning algorithms and features through various data sources
  • Conduct ad-hoc analysis related to risk management, investor services, operations and corporate development

Benefits

  • Take-what-you-need (paid) vacation for salaried employees
  • 20 days of PTO and 7 paid holidays/year for hourly employees
  • Stock options
  • 401K retirement savings plan with generous matching
  • Comprehensive health, dental and vision insurance plans, with options specific to your own health coverage needs
  • Prosper Fit - A monthly stipend to use for gym memberships, personal training sessions, yoga and exercise classes, or club sports/fitness fees
  • Pre-tax commuter/parking assistance
  • Snacks and beverage selections in our kitchen
  • Monthly meet-and-greet happy hours
  • Perkspot discount programs
  • One Medical
  • SF Location - Rooftop deck with ping-pong and foosball table
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